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The HouseCheck Risk Inspection report serves as a safeguard for property owners against insurance risks. Mortgage bondholders typically require property owners to obtain HomeOwners Cover (HOC). HOC policy issuers usually visit the property if a claim is made against the policy. When a claim is made, an insurance assessor visits the property to evaluate the damage.

Suppose the assessor needs to find more timely maintenance, non-compliant installations, or under-insurance. In that case, the insurer might refuse to pay the claim or reduce the payout if the property was insured for less than its replacement value.

The HouseCheck Risk inspection report identifies material and safety defects in the property and provides a dependable replacement valuation by a professional valuer.